Welcome to the Koogler Group
The Koogler Group offers a wide range of educational programs, products and services – with an emphasis on prelicensing, CE-CLE, and jobskills training. Programs are delivered in a variety of formats – instructor-led in-person and virtual classroom programs as well as student-driven online on-demand programs.
Karen Koogler, our CEO, takes the ‘E’ part of her job title far beyond the role of an Executive. To Karen, the ‘E’ focuses predominantly on Education (Teaching) while also striving to maintain what she refers to as ‘CenterPoint Balance’ between Enforcement (Regulatory Compliance Training) and Empathy (Compassion for those who accidentally step over the line).
Education Matters – The Importance of Quality Programming by Industry Experts
For those newly entering a profession, as well as those working their way up the career ladder in that profession, the quality of education matters. This is especially true for those who select the title (settlement) industry as their chosen profession. While a scattered few may be looking for a job with a paycheck, the vast majority of those entering and working within the title (settlement) industry recognize it as a true profession. They also recognize the importance of quality education and seek out industry-specific educational programs developed and taught by industry experts – e.g., those with a minimum of ten (10) years direct-industry experience in the subject matter being taught.
Karen Koogler has guided more than 20,000 students through educational programs she personally designed over her 50-year industry career. She is the author of 31 industry-specific textbooks (and counting). She developed more than 1,000 hours of industry-specific programming. Her two largest (full-day) national programs – The RESPA Final Rule (2008) and The TRID Rule (2015) – were delivered in-person to over 5,000 attendees (per program) in cities throughout the country. In the past, she served as an industry compliance monitor (at the request of federal and state regulators) to oversee compliance on specific industry issues. She is a sought-after educational consultant, who recently resurrected her practice to support a new-generation of small (micro) title agencies and their personnel.
Florida 40-Hour Title Agent Prelicensing Course: In-Person and Virtual Classroom Sessions
The 40-Hour Course is available as an Traditional [In-Person] Classroom Program as well as a Virtual [Live-Stream Broadcast] Classroom Program. Both are Instructor-Led and adhere to strict regulatory guidelines. Karen literally ‘wrote the book’ for the 40-Hour Course in 1992 when she also developed Florida’s first 40-Hour Prelicensing Course for Title Agents. The State Exam is based solely on the Florida Study Manual – as are the In-Person and Virtual Classroom Courses. Karen personally instructs the Course, guiding students through industry complexities and creating a foundation of knowledge from which they can enter the industry and build their careers.
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Alabama Title Insurance Agent Program: State Exam Prep
In 2014, Karen was asked to write the textbook for the (then-new) Alabama Title Agent Prelicensing Course; along with developing and delivering the Course, itself, which she did for the next 10 years. On January 1, 2024, Alabama deleted the prelicensing course requirement for all types of insurance, including title agents.
Those applying for licensure must still pass the State Exam which is based on the Alabama Study Manual for Title Insurance 5th Edition. It was at that time, that Karen personally developed the Alabama State Exam Self-Study Program which includes the Textbook, Online Exam Prep, and Author/Instructor Email Support.
CE-CLE Online On-Demand Programs
It is important for Industry Professionals who recognize the importance of quality education to seek out industry-specific CE-CLE programs developed and taught by industry experts – e.g., those with a minimum of ten (10) years direct-industry experience in the subject matter being taught.
In the ‘dark ages’ – before the Internet became a thing – most in-person classroom and seminar programs (regardless of industry) were taught by industry experts. That changed when online providers first started offering on-demand programs. Using the overall (general lines) insurance as a broad example, most states did not (yet) have regulations for this type of programming. That meant, in many states, existing regulations for industry education were being revised ‘on the fly’ to accommodate this (new) type of program delivery which regulators, themselves, did not understand. This led to revised regulations that focused on whether online providers had experience in online formatting – without requiring that course providers, school officials, and/or instructors have any industry-specific expertise!
In 2026, it became evident that a new-generation of online providers had transitioned from expert human-generated content to what some (regulators and students alike) call “AI-generated slop” – where AI programs randomly scoured the Internet for content that might (in any way) resemble information that (might be) applicable to a particular course.
