Knowledge is the antidote to fear.
Title Basics
SKU: TIBA
Avail: 3 Days
Mfg: Vision Quest Publications
$54.95
Copyright © 1996.
Book Overview
Part I: Introduction
- Political Observation
- Findings of HUD Investigation
- What Core Title Agent Services Mean to Title Agents, Underwriters, Agents, and Title Claims
- Anatomy of a Claim
- Title Searches - An Exception to the CTAS Rule
- Chapter Summary - About This Book
History Of Title Insurance
- From Title Assurance to Title Insurance
- A Brief History Lesson
- The American Recording System
- The Birth of the Title Insurance Industry
- The Death of the Title Insurance Industry (Not!)
Types Of Title Products
- Alternative Products
- Abstracts of Title
- Title Searches vs. Partially Examined Search Packages
- Title Opinions
- O&E Reports
- Title Insurance: Risks Excluded from Coverage
- Title Insurance: Risks Eliminated by Title Insurance
Terms And Terminology
- Full Glossary of Terms
Basic Information Tools
- State Statutes
- Underwriting Guidelines
- ALTA Form Policies
- Policy Endorsements
- Title Standards
- The “Fund Notes”
Sources Of Title
- Voluntary Conveyances
- Involuntary Conveyances
- Deeds
- Essential Elements of a Deed
- Spousal Signature
- Recitals
- Acknowledgment
- Scrivener’s Act
- Corrective Deeds
- Covenants in Warranty
- Types of Deeds
- Other Types of Deeds
- Recording Information
Forms Of Ownership
- Ownership: Bundle of Legal Rights
- Government Powers
- Estates and Interests in Real Property
- Freehold Estates
- Leasehold Estates
- Types of Tenancies
- Trusts
Encumbrances On Ownership
- Money Encumbrances
- Liens from a Title Perspective
- Three Types of Liens
- When Two or More Liens Exist
- Restrictions
- Easements
- Encroachments
Part II: Things You Need To Know
- Preview of Coming Attractions
- Where to Go and What to Do When You Get There
- Courthouse Records
- Title Plant
- Searcher/Abstractor Responsibilities
- Types of Instruments
- Types of Records
- Search Reports and Abstracts of Title
- People and Property
- Starting Point
- Know Your State Laws
- Pressures and Promises: An Examiner’s Nightmare
- Curative Statutes
Title Searching 101
- What to Look For
- How Far Back is Far Enough?
- Search Order Form
- Searching from the Courthouse
- Legal Is as Legal Does
- “Granteeing” Backward
- Constructing the Chain of Title
- “Grantoring” Forward
- A Word About Judgments & Other Pending Actions
- Searching the Tax Records
- Property Search
Sample Forms
- Chain Sheet (1)
- Search Sheet
- Status of Prior Title
- Search Request
- Chain Sheet (2)
- Title Report
- Memorandum to Title File
- Title Commitment
- Sample Foreclosure Take-Off Sheet
- Sample Bankruptcy Take-Off Sheet
- Sample Probate Take-Off Sheet
Anatomy Of A Title
- Computer Print-Out (Search Sheet)
- Documents from the Public Records
- Your Chain Sheet
- Our Chain Sheet
- Examiner’s Report
Judgments And Liens
- How a Debt Becomes a Judgment
- Types of Liens
- How a Judgment Becomes a Lien
- Running a Judgment Search
- Certified vs Uncertified Judgments
- “Of Record” and Constructive Notice
- Affidavits
- Statutes of Limitation
- Attachment vs Non-Attachment
- Types of Judgments and Liens
- Federal Tax Liens
- When Two or More Liens Exist
- Real Estate Tax Liens and Tax Sales
- Statutes of Limitation Timeline
Legal Descriptions
- Chapter Overview
- From Columbus’ Mouth to Your Ears
- Ain’t No Mountain High Enough…
- He Stuck in His Thumb and Pulled Out a [Plumb]
- Where’s Waldo… I mean Santa?
- Changes in Latitude, Changes in [Longitude]
- U.S. Rectangular Survey System
- Township and Range Lines
- Townships and Township Sections
- Section Land Summary (Quiz)
- Gearing Up for Part Two
- Protractors, Scales and Compasses (Oh My!)
- Quadrants: Getting Your Bearings
- From a Distance
- Point of Beginning
- Putting It All Together
- Keeping It Basic - What I’m Not Telling You
- Walk With Me, Talk With Me
- Metes and Bounds Exercise
- Back to the Future (Subdivisions)
- For More Information
Part III: Examination And Underwriting Considerations
- Recommended Resources
- General Underwriting Principles
- Execution of Instruments
- RE = RQ + EX
Reference Topics (Alphabetical Listing)
- “A” for “Access” through “Z” for “Zoning”
